Real estate appraisal services for homeowners in the city of Sioux Falls and Minnehaha County

Here are the top 7 reasons why SD homeowners hire Urban Prairie Appraisal:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a SD property tax assessment
  3. To reduce your monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a SD divorce, when real estate needs to be divided
  7. Settle an estate in SD by determining the true market value of property in question

Do you own a house in or near Sioux Falls? Do you need help determining the value of your real estate?
Contact Urban Prairie Appraisal.

We at Urban Prairie Appraisal understand the particular needs of a customer in need of appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Urban Prairie Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Urban Prairie Appraisal is veterans in helping customers just like you abolish unwanted PMI insurance.

Challenging Minnehaha county's assessment of your property

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Urban Prairie Appraisal is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Urban Prairie Appraisal can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? An appraiser from Urban Prairie Appraisal can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.